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Jeff Rochford's Blog

What Do Lenders Look for When Approving Your Mortgage Loan?
Posted on 08/18/2019
What Do Lenders Look for When Approving Your Mortgage Loan?
If you are looking to get a new loan, especially for a mortgage, a bank or your lending institution will review and approve or decline your application based on the information you provide. That said, there is certain information that prospective lenders consider carefully when they examine your application for a home loan. This article is all about...
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Choosing Paints That Work With Your Light
Posted on 08/11/2019
Choosing Paints That Work With Your Light
Have you ever put on a favorite outfit and the perfect makeup, then walked into a different room and just hated the effect? The same thing can happen with your paint choices. The play of light in your rooms can significantly affect how your color choices look. Natural light and artificial light reflecting around the room at different...
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Strategies to Lower Your Closing Costs
Posted on 08/04/2019
Strategies to Lower Your Closing Costs
The closing cost is the last sum of money home buyers to pay after which there will be no further payment. The closing price can be surprisingly huge. This bill ranges from 3% to 6% of the mortgage. Do the math, and this means that the closing cost on a $300,000 home is around $9,000 to $18,000. It...
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Looking Into a New Tub?
Posted on 07/28/2019
Looking Into a New Tub?
Many hours of childhood enjoyment happen in the tub. You may have had bubbles, toys, finger paints or even color changing fizz tablets. Trying to recapture the bliss of those memories in a less than accommodating tub can leave you very disappointed. When looking at bathroom spaces think about what you desire your tub to possess. There are...
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Need to Get Rid of Bad Credit History?
Posted on 07/21/2019
Need to Get Rid of Bad Credit History?
Bad credit history can get in the way of getting approved for a loan. It may seem like a stretch to try and get lousy credit away from your credit score, but it is possible. The 5 ways to get rid of bad credit 1. You should take note of the delinquency date. Credit bureaus often update on...
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Helpful Tips for First-Time Home Buyers
Posted on 07/14/2019
Helpful Tips for First-Time Home Buyers
Buying your beginning home is one of the significant steps you will make in your life. It can be both exciting and daunting, which cause many first-time home buyers to grab the first home that falls within their budget quickly and others get themselves stuck in a mortgage that they will pay for a better part of the...
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Picking the Right Paint
Posted on 07/07/2019
Picking the Right Paint
Every wall in your home has a chance to change the entire look. No matter if you are prepping you’re home for sale or visualizing what each home you want to buy will look like, knowing the differences in your choices makes all the difference. The plethora of paint colors available can be overwhelming, but even once you...
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Coming to Terms: Fannie Mae, Ginnie Mae, and Freddie Mac
Posted on 06/30/2019
Coming to Terms: Fannie Mae, Ginnie Mae, and Freddie Mac
Ginnie, Freddie, and Fannie are friends of the real estate mortgage and housing industry. You hear about them whenever you read very deeply about how mortgages work. But who are they? And what do they have to do with you? What’s in a name? These three entities are nicknames for mortgage agencies established by the United States Government....
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How to Save Money for Retirement
Posted on 06/23/2019
How to Save Money for Retirement
Retirement is something all workers should look forward to doing. It is a period of rest after many years of exemplary service. Retiring from service is not only applicable to government workers, those working in a private establishment, as well as other non-governmental organizations, will also retire at a particular time. While the retirement period is a period...
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 Exploring the Advantages of Buying a Vacation Home
Posted on 06/16/2019
Exploring the Advantages of Buying a Vacation Home
Generally speaking, taking a family vacation can "recharge your battery," give you a new lease on life, and enable you to get back to work with a renewed sense of purpose. That's the ideal scenario when everything falls into place. However, if you're one of those families that are always looking for a new place to explore every year,...
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Important Questions to Ask When Buying A Grill
Posted on 06/09/2019
Important Questions to Ask When Buying A Grill
There are lots of grills in the market, different in every way, with options, add-ons that might even confuse you, leaving you wondering what you want. There are many kinds of grills to buy and how to get the best grill for you. Is It Coming Assembled? Check to know how much assembly you may need to do....
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Buyer’s Remorse. Who Needs It.
Posted on 06/02/2019
Buyer’s Remorse. Who Needs It.
We get it. Buying a house, whether it's your first house or your third, is a big deal. You want to find the best deal for yourself while getting the home you’ve been dreaming about, and you want to live a happy life in the house for years to come. Deciding on which home to purchase can come...
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